ACR’s consumer collections division offers “services to wholesalers and debt packagers primarily dealing in the secondary market of distressed and charged-off consumer receivables.” This division specializes in “offering creative solutions including payment plans and discounts that conform to an individual’s unique situation.”, ACR commercial collections division offers “commercial collection services to companies in the construction, wholesaling, manufacturing, professional services, and other industries…with collection programs custom tailored to… maximize account receivable realization while maintaining a positive relationship with the customer/consumer.”, ACR’s call center division “offers dedicated agents, phone trunks/DID’s, and dedicated servers for database management…staffed by employees… trained in the protection of consumer/account holder information.” All staff are “required to sign a confidentiality and non-disclosure agreement upon hire.”. Please make sure you review and understand all program materials before you enroll. American financial solutions was…helpful and straightforward. And of course you send in payments in each month and untill they have their payment they wont negotiate with the credit card companies. Get Free BBB A+ Attorney. Yes. Then they got all my payments lowered and they have the monies from that. The American Credit Card Solutions program doesn't assume or pay your debts, repair your credit score, or provide tax, legal, or credit repair advice. There are currently over 75 Sekure Merchant Solutions negative reviews online, some of which accuse the company of being a scam... Sekure Merchant Solutions rates as a slightly worse-than-average merchant services provider according to our rating system. American Financial has helped me tremendously and I am so thankful for the services I have used to get me out of debt! The Credit Solution Program offers you a Free Starter Kit. Credit & Debt Services: American Credit Solutions Tampa, Florida. American Credit Repair claims that their average client scores increase by 70-100+ points within a period of 60-120 days. What’s your name? Would recommend them to friends and family. We would highly recommend this organization to any of our friends or family. They did not say they were a debt collector. American Credit Card Solutions is a great company to get rid of debt. The April 2014 hearing was held to make a decision about the plaintiff’s motion for default judgement and the amount of any award. On the occasions that I needed a little extra time, the staff was very understanding and helpful. If you have been contacted by ACR regarding a delinquent debt, understand your rights before responding. ACR’s Consumers page includes a statement of consumer rights, information about credit repair, and a link to a consumer financial literacy page on the Debt Buyers Association website. As previously mentioned, American Financial Solutions has helped thousands of clients pay off billions of dollars in debt over the course of the past 18 years. Call 475-277-1600 NOW. ACR is listed as a collection agency, credit repair, and financial services company. Briefly describe your experience Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. In this case, the court awarded the plaintiff $500 for the FDCPA violation, $500 for each of the TCPA violations and court costs and attorney fees, for a total of $6,235.00, Here are some past Press Releases of Lawsuits Brought On By Lemberg Law. Your author The company … Specifically, the plaintiff in this case alleged that an ACR representative had left several messages on the plaintiff’s “personal cellular telephone using an automatic telephone dialing system.” The messages did not identify the name of the business that was calling “and failed to inform the plaintiff that the ACR representative was a debt collector.” The messages stated only that the caller “had ‘a very urgent matter’ to discuss regarding the plaintiff’s name and social security number.” As a result, the plaintiff filed a complaint citing violations of FDCPA Sections 1692d(6), 1692g(a), and 1692e(11), which prohibit “the placement of telephone calls without the meaningful disclosure of the caller’s identity, failure to disclose the fact that the defendant is attempting to collect a debt, and failure to send the consumer a written validation notice within five days of the initial communication.” The plaintiff also cited a violation of “section 227(b)(1)(A)(iii) of the TCPA, which prohibits the use of an automatic telephone dialing system (‘ATDS’) to contact a cellular telephone, other than a call made for emergency purposes or with the prior express consent of the called party.”, Representatives of American Credit Resolution failed to appear and defend this action, “which resulted in the Clerk of the Court entering default” in January 2014. in the beginning before I signed anything there was no pressure. March 10, 2017. They did a great job of listening to our unique circumstances and teaching us which moves made the most sense for us at a given time in our financial journey. The staff is amazing and very helpful. Thank you so much! The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. According to the Better Business Bureau (BBB), American Credit Resolution, Inc. is a legitimate company founded and incorporated in 2011. Our services aren't available in all states. I appreciate that AFS was there for me. Opportunity to purchase a new or pre-owned vehicle qualify for financing social security on them administrative. You for a debt collector is american credit solutions legit will not be published, etc in their office immediately contacting an before! Am forever grateful they reported more than 15,000 consumers stop harassment and recover money for violations — need. 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